You don't need to become an appraisal expert or spend weeks fighting on the phone. You gather what you already have; we do the heavy lifting.
Complete our short intake form and upload what you have: the insurer's offer or valuation report, repair estimates, photos, and your VIN. Missing something? We'll tell you exactly what to request from your adjuster. Takes about 10 minutes.
A certified appraiser - never an algorithm, never a cookie-cutter template - personally looks at your vehicle's details, audits the insurer's numbers, and builds your valuation from comparable dealership listings, recent auction results, and private-party marketplace sales. Everything is documented to professional appraisal standards. Your report arrives by email within 48 hours.
Every report includes ready-to-send correspondence templates and a step-by-step negotiation guide. Want backup? Add flat-fee negotiation coaching and we'll prepare every letter and script every conversation - while your claim stays entirely in your control.
Adjusters take a report seriously when it's built the way their own appraisers build them. Every CrashTime report follows the same three-chapter structure.
We take the insurer's valuation apart line by line: the comparable vehicles they chose (and the ones they conveniently ignored), condition adjustments, mileage deductions, and repair-quality findings. Every error and omission is flagged and documented, so you know exactly where the offer went wrong.
Our own valuation of your vehicle, built by hand - not pulled from a single database - from comparable dealership listings, recent auction results, and private-party marketplace sales in your region, with options and trim corrections. This chapter is the number you negotiate from, with the methodology to defend it.
Everything you need to act: a ready-to-send demand letter citing your report, response templates for common adjuster pushback, your state's relevant claim-handling requirements, and a checklist for escalating to a supervisor, appraisal clause, or department of insurance complaint if the insurer won't move.
A documented, credentialed counter-valuation changes the conversation. Many adjusters revise their offer once real evidence is on the table.
Your Evidence Pack covers the common objections. If you'd rather not go it alone, our negotiation coaching prepares every response for you - for a simple flat fee, never a percentage of your settlement.
Your policy's appraisal clause and your state's complaint process are powerful tools. We'll show you how to use them - and when it's time to talk to an attorney, we'll say so honestly.
Get a no-obligation review of your settlement offer and find out if a full report makes sense for your claim.
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